Next-Generation Lending Platform for Modern Financial Institutions

No Code unified lending infrastructure platform transforming your lending operations. From origination to collections, we power your entire lending lifecycle.

roopya-empowering

Trusted by Modern Lenders

Your Unfair Advantage

Experience the benefits that set us apart from traditional lending platforms

Fastest Go Live

Go live in just 1 day! Our streamlined onboarding and plug-and-play infrastructure means you can start processing loans almost immediately.

1 Day Setup

Pay As Per Use

Don't break your bank with hefty upfront costs. Our flexible pricing model means you only pay for what you actually use.

Zero Upfront Cost

Compliant Platform

Stay ahead of regulatory changes effortlessly. Our platform is continuously updated to ensure full compliance with the latest regulations.

Always Updated

Truly No Code Platform

Launch and manage your lending operations without writing a single line of code. Our intuitive platform empowers business users to configure everything.

Zero Coding Required

300+ Pre-integrated APIs

Access a comprehensive ecosystem of lending APIs including credit bureaus, verification services, payment gateways, and more - all pre-integrated.

300+ APIs Ready

20+ Pre-configured Loan Products

Launch quickly with ready-to-use loan products and customer journeys. From personal loans to business credit, we've got you covered.

20+ Products Ready

Advanced Fraud Detection

Pre-built fraud check modules with AI-powered detection keep your lending business safe from fraudulent applications and identity theft.

AI-Powered Security

No Code Business Rule Engine

Configure complex lending rules, credit policies, and approval workflows through an intuitive visual interface. No technical expertise needed.

Self Configurable BRE

Open API Architecture

Seamlessly integrate with your existing systems using our comprehensive REST APIs. Connect to CRMs, ERPs, and other business tools effortlessly.

Flexible Integration

Comprehensive Lending Solutions

End-to-end platform designed to streamline every aspect of your lending business

Loan Origination System

Streamline your loan application process with intelligent workflows, automated decisioning, and seamless document management.

  • Digital Application Forms
  • Automated Credit Scoring
  • Document Verification
  • Real-time Decisioning

Loan Management System

Complete control over your loan portfolio with advanced servicing capabilities, payment processing, and customer management.

  • Portfolio Management
  • Payment Processing
  • Amortization Schedules
  • Customer Portal

Collections System

Optimize recovery rates with intelligent collection strategies, automated reminders, and comprehensive debtor management.

  • Automated Reminders
  • Collection Workflows
  • Payment Plans
  • Agent Management

Early Warning System

Proactive risk management with predictive analytics to identify potential defaults before they occur.

  • Risk Prediction Models
  • Behavioral Analytics
  • Alert Management
  • Intervention Workflows

Lending Analytics

Data-driven insights to optimize your lending strategy with comprehensive analytics and business intelligence.

  • Portfolio Analytics
  • Performance Metrics
  • Risk Assessment
  • Trend Analysis

Advanced Reporting

Customizable reports and dashboards that provide real-time visibility into your lending operations and performance.

  • Custom Dashboards
  • Regulatory Reports
  • Export Capabilities
  • Scheduled Reports

Roopya Brings AI Based Lending Closer to You

Leverage the power of artificial intelligence to transform your lending operations. Roopya's AI-powered infrastructure enables both our platform and your business to make smarter, faster lending decisions.

AI-Powered Document Analysis

Advanced AI algorithms automatically extract, verify, and analyze documents with 99%+ accuracy. From identity documents to bank statements, our intelligent OCR and NLP systems process documents in seconds, detecting fraud and anomalies instantly.

Instant Verification Fraud Detection 99% Accuracy

AI-Enhanced Business Rule Engine

Our intelligent BRE learns from historical data to optimize lending rules continuously. Machine learning models suggest rule improvements, identify patterns in approvals and rejections, and adapt to market conditions automatically while maintaining full human oversight.

Self-Learning Pattern Recognition Auto-Optimization

Intelligent Credit Decisioning

AI-powered credit scoring models analyze thousands of data points beyond traditional credit scores. Our machine learning algorithms evaluate alternative data, behavioral patterns, and real-time financial indicators to provide accurate risk assessments and personalized credit decisions in milliseconds.

Alternative Data Real-Time Scoring Higher Accuracy

AI-Driven Analytics & Reporting

Natural language processing generates automated insights and reports from complex data. Ask questions in plain English and receive detailed analysis instantly. AI identifies trends, predicts portfolio performance, and generates executive summaries automatically, saving hours of manual work.

Natural Language Predictive Insights Auto-Reporting

The AI Advantage

Experience how Roopya's AI-powered lending infrastructure delivers measurable business outcomes

10x
Faster Processing

Roopya's intelligent document processing reduces verification time from hours to seconds

40%
Better Accuracy

Our ML-powered credit scoring delivers superior accuracy compared to traditional methods

80%
Fraud Reduction

Roopya's built-in AI fraud modules detect suspicious patterns instantly across all applications

24/7
Continuous Learning

Roopya's platform automatically refines models with each transaction for constant improvement

60%
Better Collections

Our AI-driven collection engine optimizes recovery strategies based on borrower behavior

95%
Natural Conversations

Roopya's conversational AI seamlessly handles borrower interactions with contextual understanding

Ready to Transform Your Lending Operations?

Join leading financial institutions who trust Roopya for their lending needs